I managed to find the article Jay mentioned in his post. Times of India has an e-paper. Subroto Bagchi talks of angst at 40. I can relate to that. I was 42 when I left Citibank and after trying to do a startup ended up joining the management team of PayPal.

Talking of opportunity cost . I think it is lowest in your twenties or forties. Good times to think of doing or joining start ups.

Sanjay

Founding a startup in Delhi( Aug 2007) which hopes to build an elephant. Located in Delhi, India. Played a key role in building three elephants one in India, one in Thailand ( both for Citibank) and finally PayPal in USA, Silicon Valley. For more on my profile visit www.linkedin.com, become a member and search for me

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