I managed to find the article Jay mentioned in his post. Times of India has an e-paper. Subroto Bagchi talks of angst at 40. I can relate to that. I was 42 when I left Citibank and after trying to do a startup ended up joining the management team of PayPal.
Talking of opportunity cost . I think it is lowest in your twenties or forties. Good times to think of doing or joining start ups.
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You will have to register, choose city as Delhi, choose 25 Nov paper and search for Bagchi. The article headline is “Start your Own”. The link for epaper is
Do you have a link for the TOI article pls ?
Can you post a link to the article here?