Couple of days back; I posted about P2P lending and its India Feasibility – got mixed reponse from readers. I thought to bounce some more facts/findings from Deutsche Bank Research Report.

Interesting to note:

1.) Less default rate for borrowers who are member of some group (remember SHG of Indian MFI industry)

2.) At present; lenders choosing only low risk borrowers with credit rating AA. High risk borrowers still untapped

3.) Competition among P2P platforms has resulted in lazor thin margins for low risk borrowers.

So mix reactions. Check out some of the companies and their distributed amount. Would love to hear futher thoughts on the report.



Mukul works with a leading VC/PE firm SAIF Partners in India and focus on early stage investments. Some of the marquee investments of SAIF Partners are in India are MakeMyTrip, HomeShop18, JustDial and One97.
Mukul has earlier worked with Canaan Partners (Venture Capital firm) and worked on closing Canaan investment in Chakpak Media, iYogi and UnitedLex.
Mukul holds a bachelor degree from IIT Kanpur and MBA from Indian School of Business.

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