Designing/Developing a payment gateway

I’m not sure if I’m posting this piece in a correct section or not. Let me know if it happens to land into wrong section.

Recently I looking for some good and cheap payment gateway vendors, for my small e-commerce application. The target client base is all Indian and currency would be all INR. I ran into issues like - If I get services of vendors based out of US, then I save on cost involved, but then I have to deal with only credit cards. And If I want to support internet banking and debit card usage then I have to use the vendor services available in India, which is quite costly.

From here I started thinking of building my own payment gateway and I was stuck up soon with so many hurdles in my way. I don’t know how to develop a payment gateway, the technologies involved, the kind of logistics required, how to get the banks on board for online banking and all. I’m hoping to get some directions from all the experienced people here on VentureWoods.

Thanks,
Suhas

29 Responses to “Designing/Developing a payment gateway”


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  1. 29 Prakhar Agrawal Jun 3rd, 2009 at 11:21 am

    @ Suhas: I would like to chat with you on this. Please add me on Gtalk , or send me a mail.

    agrawal.prakhar88@gmail.com

    ~ Prakhar

  2. 28 Sunny Jun 3rd, 2009 at 4:05 am

    Hi Suhas,

    Contact me at sun.agas@gmail.com , we can discuss the development of the payment gateway.

    Best,

    Sunny

  3. 27 anant bhavsar Apr 20th, 2009 at 6:11 pm

    Hi Suhas / Suds,

    We are providing the payment gateway over the phone. It means you can accept credit card, debit card and prepaid cards over the phone thru IVR ( Interactive Voice Response )

    For further assistance call me on 09925250025 or you can write me on anant.bhavsar@atomtech.in

  4. 26 sawan Dec 3rd, 2008 at 10:44 am

    Hey have you guys reached to any conclusion of which payment gateway to go with?

    please share if you have any stat available for this.

  5. 25 Suhas Sep 23rd, 2008 at 2:07 pm

    Parul,

    I don’t think CCAvenue or Transecute have any Drupal or Joomla support. You have to set them up yourselves. If you are even little techie then its not difficult to set them up.
    Its just about placing some HTML/Javascript at proper positions in your page.

  6. 24 parul Sep 22nd, 2008 at 11:24 pm

    Any ideas on ecommerce/hosting solutions for ccAvenue/transecute.
    I am aware of osCommerce with add-ons for ccAvenue/transecute. Where to get its best hosting?

    Are there support in Drupal(ubercart)/Joomla (VirtualMart) as well for these

  7. 23 NABIL Jun 1st, 2008 at 3:28 am

    We are looking to purchase or partner with a payment gateway provider.if you are interested please contact me at
    infos@pos2pos.com

    Thank you

  8. 22 Narayan May 29th, 2008 at 4:01 pm

    Please post any inexpensive payment gateways that has limited cost to setup.. NS

  9. 21 suds May 28th, 2008 at 11:53 am

    Hi Suhas,

    has your search for lowcost paymentgateway found a solution. We are also in need of one paymentgateway.

    Is the banks provide us a interface DLL to with which we integrate?.

    you can contact me at yahoo: mailtosuds@yahoo.co.in.

    We are startup, to gether we can do some thing abt this.

    Thanks
    suds

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